Police Officer Mortgage UK: Pension & Shift Pay Assessed
How lenders assess shift pay, overtime, and pension deductions for a police officer mortgage UK. Expert guide for officers seeking the best deal.
Articles
Limited Company Buy to Let Mortgage UK: Is an SPV Right?
Should you use a limited company buy to let mortgage in the UK? We break down SPV tax benefits, costs, lender criteria, and who the structure actually suits.
First-Time Buyer Stamp Duty UK: What Changed in 2025
First-time buyer stamp duty UK changed in April 2025. Thresholds dropped from £425,000 to £300,000. Here is what you now pay and how to plan your purchase costs.
Mortgage With Bad Credit UK: Your 2026 Options
Got bad credit? A UK mortgage is still possible in 2026. Learn which specialist lenders accept adverse credit, what deposit you need, and how to apply strategically.
Contractor Mortgage UK: Getting Approved on Day Rate
Contractor mortgage UK guide: how day rate annualisation works, which lenders accept it, IR35 impact, and how to get approved on day rate income in 2024.
Remortgage UK: When, Why & How to Get the Best Deal
Learn when, why, and how to remortgage in the UK. Compare deals, avoid costly mistakes, and get expert advice for 2026 including tips for self-employed and CIS borrowers.
Buy to Let Mortgage UK: The Complete Landlord Guide
Complete UK landlord guide to buy to let mortgages in 2026: rates, stress tests, deposit requirements, limited company options, stamp duty, and expert broker advice.
NHS Mortgage UK: Schemes and Benefits for Healthcare Workers
NHS mortgage UK guide: discover key worker mortgage benefits, professional products, First Homes Scheme access, and how lenders assess complex NHS income.
Self-Employed Mortgage UK: How Lenders Assess Income
Understand how lenders assess self-employed income for a UK mortgage in 2026. Sole traders, limited company directors, CIS contractors, SA302s, and how to maximise borrowing.
Mortgage Affordability UK: How Much Can You Borrow in 2026?
Understand mortgage affordability UK in 2026: income multiples from 4.5x to 6.5x, stress tests, CIS contractor rules, and how to maximise what you can borrow.