How Much Deposit For Mortgage

Our guide to how much deposit for a mortgage including our top 5 tips! You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide […]

Joint Mortgage one self employed

Our definitive guide to getting a Joint Mortgage with One self employed applicant. You voluntarily choose to provide personal details to us via this website. Personal information will be treated as confidential by us and held in accordance with GDPR May 2018 requirements. You agree that such personal information may be used to provide you […]

Whole of life insurance quote

whole of life insurance quote

by Mark Robinson, Director – Albion Forest Getting a Whole of Life Insurance Quote Whole of life insurance quotes are important for those looking for life cover whole of life. By taking out a whole of life insurance policy, you can ensure that your loved ones are taken care of financially in the event of […]

Can you get a mortgage after having an iva

can you get a mortgage after having an iva

by Mark Robinson, Director – Albion Forest Can you get a mortgage after having an iva? We are often asked “can you get a mortgage after having an IVA?” There can be some confusion around whether or not it is possible to get a mortgage with an iva. Many lenders are hesitant to provide financing […]

Newly Qualified Teachers in 2021

mortgage deals for teachers

So you’re in your NQT year. That’s hard enough as it is. However, you also have the problem of not being able to get a mortgage. For some reason lenders just aren’t huge fans of Newly Qualified Teachers. So what can you do? Speak to a specialist Teacher Mortgage Broker Get a mortgage in principle. […]

Getting a Teacher Mortgage in 2021

Teachers Mortgage Scheme

So you’re considering a Teacher mortgage in 2021? Where do you start and what is difficult? The main issues you will come up against will be: Furlough Supply Teaching Being in your NQT year So let’s break those down a bit and go through your options. Furlough – How does it affect a Teacher Mortgage […]

Deposits

Deposits are probably the biggest change to the housing market in 2020. With Covid-19 taking the spotlight. It was quite common back in January this year to be able to get a mortgage with a 5% deposit. Unfortunately when Coronavirus hit that all changed. Since then Lenders reduced their maximum loan to value and most […]

Estate Planning – 7 Things that might happen without a Will

Do I need a Will? These are 7 things that might happen if you don’t… 1. You cannot be sure those you would wish to benefit will actually do so. 2. Your spouse/civil partner will not automatically inherit ALL of your Estate. 3. ‘Common Law’ partners may not receive anything.   4. Minor children could […]

5 top tips for first time buyers!

1. Check your credit rating – You can do this for free on many websites, it’s well worth seeing if you can improve your credit rating before applying. Start by getting a report, we use checkmyfile.com. Once you’ve seen your report try and improve your rating, this includes: paying off debts getting on the electoral […]